Empowering Financial Freedom Since 2015 | RBI Registered NBFC
₹5000+ Crores Disbursed
5 Lakh+ Happy Customers
150+ Cities Across India
99% Customer Satisfaction
₹5000+ Crores Disbursed
5 Lakh+ Happy Customers
150+ Cities Across India
99% Customer Satisfaction
₹5000+ Crores Disbursed
5 Lakh+ Happy Customers
150+ Cities Across India
99% Customer Satisfaction
₹5000+ Crores Disbursed
5 Lakh+ Happy Customers
150+ Cities Across India
99% Customer Satisfaction
Loans Disbursed
Founded in 2015, INDCred Financial Services Ltd. has emerged as one of India's fastest-growing Non-Banking Financial Companies (NBFCs). We are registered with the Reserve Bank of India and committed to making financial services accessible, transparent, and empowering for every Indian.
Our journey began with a simple mission: to bridge the credit gap for deserving individuals and businesses who were underserved by traditional banking systems. Today, we've disbursed over ₹5000 crores in loans across 150+ cities, transforming lakhs of lives and fueling countless business dreams.
Customer Satisfaction
Crores Disbursed
To democratize access to credit by providing innovative, transparent, and affordable financial solutions that empower individuals and businesses to achieve their dreams and drive economic growth.
To become India's most trusted financial partner by 2030, revolutionizing the lending landscape through technology-driven solutions, financial inclusion, and exceptional customer experience.
Transparency in all dealings, Innovation in solutions, Customer-centric approach, Integrity in operations, and Empowerment through financial access - these form the core of INDCred's value system.
We combine cutting-edge technology with deep financial expertise to deliver loan solutions that are fast, transparent, and tailored to your unique needs. Our customer-first approach sets us apart in the financial services industry.
Years of Excellence
Get loan approval within 30 minutes and disbursal in 24 hours with our fully digital process.
Competitive rates starting at 10.5% for personal loans and 8.9% for secured loans.
Choose tenure from 3 months to 15 years with convenient EMI options.
No hidden charges, processing fees clearly stated, and complete loan details upfront.
Our expertise spans across various financial products with deep understanding of credit assessment, risk management, and customer service excellence.
5 Lakh+ Happy Customers
We help individuals and businesses achieve their financial goals through customized loan solutions, transparent processes, and exceptional customer service. Our impact extends across 150+ cities in India.
Cities Across India
Crores Disbursed
Approval Rate
We collaborate with India's leading banks and financial institutions to provide you with the best financial solutions.
5-Star Reviews
"INDCred transformed my small business dreams into reality. The business loan process was incredibly smooth - approval within 24 hours and funds in my account the next day. Their customer support team guided me through every step. Today, my business has grown 3x thanks to their timely financial support!"
"As a first-time loan applicant, I was nervous about the process. But INDCred made it so simple! The personal loan helped me pay for my daughter's medical emergency. Their interest rates were the lowest I could find, and the EMI options were flexible. Truly a lifesaver when we needed it most."
Yes, INDCred Financial Services Ltd. is registered with the Reserve Bank of India (RBI) as a Non-Banking Financial Company (NBFC). Our registration number is [CIN: L65999MH2015PLC123456]. We comply with all RBI regulations and maintain the highest standards of financial integrity and transparency.
We provide instant in-principle approval within 30 minutes of application submission. For personal loans, funds are disbursed within 24 hours of document verification. For business loans and loan against property, disbursal happens within 3-7 working days after all formalities are completed.
Basic KYC documents (PAN, Aadhaar), address proof, income proof (salary slips for salaried/ITR for self-employed), and bank statements are required. For specific loans like business loan or loan against property, additional documents related to business or property are needed. We have minimal documentation requirements compared to traditional banks.
Absolutely not! We believe in complete transparency. All charges including processing fees, interest rates, and any other applicable charges are clearly communicated upfront before you accept the loan. There are no hidden charges or last-minute surprises.
For personal loans, we require a minimum CIBIL score of 650. For secured loans like loan against property, we consider applications with scores as low as 600. However, higher scores get better interest rates and higher loan amounts. We also consider other factors like income stability and repayment capacity.
Yes, we allow prepayment of loans without any penalty after 12 months of disbursal. You can foreclose your loan completely or make partial prepayments to reduce your EMI burden. This flexibility helps you save on interest costs and become debt-free faster.
We use bank-level 256-bit SSL encryption for all data transmission. Our servers are secured with multiple layers of security including firewalls, intrusion detection systems, and regular security audits. We are ISO 27001 certified for information security management and comply with all data protection regulations.
We operate in 150+ cities across India including all major metros (Mumbai, Delhi, Bangalore, Chennai, Kolkata, Hyderabad, Pune) and tier-2 & tier-3 cities. Our services are available pan-India through our digital platform, and we have physical offices in 25 major cities for customer support and documentation.
